HVAC Maintenance

Hurricane HVAC Insurance Claims in Florida

Hurricane HVAC Insurance Claims in Florida: Step-by-Step Guide

TL;DR: A hurricane HVAC claim in Florida moves through eight stages, from a safety shutdown and on-site photos within the first 24 hours to a written contractor estimate, adjuster walkthrough, and final settlement. Most carriers want first notice of loss filed within 14 to 30 days of the storm. Plan on 4 to 8 weeks…